| Brett ( @ 2001-04-21 01:29:00 |
| Current mood: | |
| Current music: | Not a creature is stirring. Not even in my pants. |
Fuck the system.
I got pulled over tonight. Its been about 3 or 4 months since I've been pulled over.
Yes, I got a ticket tonight.
Why? No insurance.
Do I care? Not really. I'll pay the $475 and be on my merry way.
Yeah... I get funny looks when I say that. Some people don't understand why a ticket like that doesn't bother me. At least, not until I explain it to them.
For starters, I'm male. That in and of itself almost raises my insurance. I think this is quite unfair.
Secondly, I'm under the age of 25. Another hike in my rates.
Most quotes I've gotten from insurance companies are about $200 - $250 per month.
Hrm... let me think about this. I pay a $500 ticket every 3 - 4 months. Or, I pay $200 - $250 monthly for insurance.
Either I'm no good at math, or I'd say that by not having insurance, I'm actually saving myself money. Not to mention the hassle of actually dealing with insurance companies.
I figure, I'm a good driver. I don't go racing around all over the place. So, any accident that I could be involved in is due to other people doing stupid things like trying to merge into me on I-5 (nearly every FUCKING day).
So... Fuck the system. This is the sort of reason I keep a savings account stocked with a small emergency fund. I'd much rather let the government waste my money than fill some fat insurance salesman's pockets with my hard earned cash.
At least the government will invest in a really nice toilet or something.
Now, it can be argued that yes, I do make enough to actually get insurance and not be hassled by cops for things like messed up taillights (the reason he stopped me in the first place tonight).
Sure, I could get insurance and just not worry about cops ever again (until I do something REALLY illegal).
The main point is. The longer I go without getting pulled over... the more money I save, and the better my quality of life.
Don't give me a bunch of "well, what if you're pulled over sooner than that" bullshit.
The fact is... I'm not. I drive well enough that I just simply don't get pulled over very often at all.
If I do actually get insurance... my quality of life diminishes. Such that instead of having a nice meal, I'm forced to eat cheaply.
Fuck that.
I dont' like ramen THAT much. I also enjoy being able to have a few decent toys.
If I end up getting a better job with higher pay, or a promotion... sure, I'll get insurance. Right now, there's just simply no good reason for it.
The government can have my $500. I'll fix my tail light. And in another three or four months, if I get pulled over again, I'll repeat the process.
As always, I play the game MY way.
Tangental thought: I'm half tempted to mitigate this ticket and spout this rant to the judge. Though, I'm not sure if the judge will fine me for contempt or reduce the ticket.
Give me a few days to think about that. I just might do it.